If you’re looking for a cozy, tasty way to start or finish your day, this chocolate chip coffee cake recipe is just what you need!
With a tender crumb, rich buttery flavor, melty chocolate chips, and a crunchy topping, this classic cake is perfect for breakfast, brunch, or dessert.

I got this recipe from a friend almost two decades ago. The original recipe was baked in a springform pan, which looks fancy. But I found it a bit of a challenge to get the center of the cake done without the sides being too dark.
So I decided to try baking it in a regular cake pan, and it turned out even better! Not only does it bake faster, you end up with perfectly moist cake from the edge to the middle.
Pair it with a hot cup of coffee or hot chocolate for a morning or afternoon pick-me-up. Or go decadent and top individual slices with a scoop of vanilla ice cream.
Why is coffee cake called coffee cake?
Some people expect that coffee cake actually contains coffee or espresso powder. But no, here in America, it’s called coffee cake because it is typically served alongside a mug of coffee.
Why You’ll Love This Chocolate Chip Coffee Cake:
- Cream cheese makes the most moist chocolate chip coffee cake, but keeps the batter thick enough that the chocolate chips don’t sink to the bottom!
- Butter gives it a soft, tender texture and great flavor.
- Every bite is loaded with chocolate chips.
- The topping is simple, but adds an amazing crunch!
- It whips up in minutes, and is perfect for transporting and sharing.
- It’s a perfect treat any time of day!
How to Make Chocolate Chip Coffee Cake
- PREP – Let the butter and cream cheese come to room temperature. Preheat your oven to 350°F (175°C) and spray a 9×13″ baking pan with cooking spray.
- TOPPING – Mix the sugar, cinnamon, pecans, and chocolate chips in a small bowl.

- WET INGREDIENTS – Beat butter, cream cheese, and sugar in mixing bowl for 2-3 minutes. Then beat in the eggs, milk, and vanilla.

- DRY INGREDIENTS – Whisk or sift together the flour, baking powder, soda, and salt. Gently stir the flour mixture into the wet ingredients, then fold in the chocolate chips.

- BAKE – Spread the batter in the prepared pan and sprinkle with topping. Bake at 350° for about 43 minutes or until the edges are golden brown and a toothpick comes out with no batter.

- SERVE – We like to eat the coffee cake immediately, but you can wait for it to cool to room temp.

Tips for the Best Coffee Cake
- For best results, use mini chocolate chips. Their small size prevents them from sinking to the bottom, and they ensure that the chocolate is evenly distributed in every bite.
- After you add the dry ingredients, use a light touch for a tender cake. Overmixing activates the gluten, leading to a tough, chewy texture.
- Don’t overbake or you’ll end up with dry coffee cake! It’s fine if the toothpick comes out with moist crumbs, you just don’t want wet batter.

More Homemade Coffee Cake Recipes
- Chocolate Chip Coconut Coffee Cake
- Coffee Cake with Cinnamon Streusel Topping
- Blueberry Crumb Coffee Cake
- Cranberry Coffee Cake
- Raspberry Coffee Cake
- Sourdough Coffee Cake
- Banana Sour Cream Coffee Cake

Cinnamon Chocolate Chip Coffee Cake Recipe
Ingredients
Topping:
- ¼ cup sugar
- 1 tsp cinnamon
- ¼ cup finely chopped pecans
- ⅓ cup mini semi sweet chocolate chips
Coffee Cake Batter:
- 1 cup salted butter, softened to room temperature
- 8 oz light cream cheese, softened to room temperature
- 1 ¼ cup white sugar
- 2 large eggs
- ¼ cup milk
- 1 tsp vanilla extract
- 2 cups all purpose flour
- 1 tsp baking powder
- ½ tsp baking soda
- ¼ tsp salt
- 1 cup mini semi sweet chocolate chips
Instructions
- Spray a 9×13" baking dish with cooking spray. Preheat your oven to 350°.
Topping:
- Stir together the sugar, cinnamon, pecans, and chocolate chips in a small bowl. Set aside.
Chocolate Chip Coffee Cake Batter:
- Combine butter, cream cheese, and sugar in a large bowl. Beat at medium speed with a handheld mixer till fluffy. Beat in the eggs, milk, and vanilla.
- Whisk the flour, baking powder, baking soda, and salt in a medium bowl. Add to the wet ingredients and stir just till combined, then fold in the chocolate morsels.
- Spread the batter in the prepared baking dish. Sprinkle the topping evenly over the top of the cake.
- Bake at 350° for 40-45 minutes or until a toothpick inserted in the middle comes out with no wet batter.
- Serve warm or at room temperature.
Notes
- Leftover coffee cake can be stored at room temperature for 3-4 days. For freshness, transfer to an airtight container or wrap with plastic wrap.
- You can bake the cake in a springform pan if you prefer. Decrease the oven temperature to 325 degrees, and increase the baking time to about 60 minutes.
- If you prefer, you can try plain greek yogurt in place of the cream cheese.
Nutrition
Whether you’re baking for family, friends, or just yourself, this chocolate chip coffee cake recipe delivers bakery-quality results every time!





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